Privacy/ Terms & Contidions

Privacy Policy

Global Insurance & Planning Advisors
Last Updated: October 1st, 2025

Global Insurance & Planning Advisors (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you contact us, use our services, visit our website, or communicate with us through phone, SMS, or email.

If you do not agree with this Privacy Policy, please do not use our services.

1. Information We Collect

We may collect the following information:

Name, phone number, email address, and mailing address
Information provided when requesting insurance quotes or appointments
Communication details, including call logs and text message interactions
Information required to assist with insurance applications

We do not collect payment card information unless required during premium processing with insurance carriers.

2. How We Use Your Information

We use your information to:

Respond to requests for insurance information
Schedule and confirm appointments
Provide customer support and follow up on inquiries
Assist with insurance plan education and enrollment
Send service-related text messages (SMS) and reminders

We do not sell or rent your information.

3. SMS/Text Message Consent

By providing your phone number, you consent to receive SMS messages from us regarding your inquiry or services.

Messaging frequency varies
Message & data rates may apply
Reply STOP at any time to unsubscribe
Reply HELP to request assistance

4. Information Sharing

We may share information only with:

Licensed insurance carriers for quotes and enrollments
Government healthcare programs (e.g., Marketplace, Medicare) as required
Service providers assisting in communication and appointment scheduling

We do not sell personal data to third parties.

5. Data Protection

We use reasonable administrative, physical, and technical safeguards to protect your information.
However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You may request to:

Access your personal information
Correct inaccurate information
Request deletion where permitted by law
Withdraw SMS communication consent (reply STOP)

7. Contact Us

For privacy questions or requests, contact us at:

Global Insurance & Planning Advisors
295 Patterson Rd Ste 101
Haines City, FL 33844
Email: support@globalinsuranceapa.com
Phone: (813) 333-5652

Terms & Conditions

Global Insurance & Planning Advisors
Last Updated: October 1st, 2025

These Terms & Conditions govern your use of our services and communications.

1. Services Provided

We provide insurance-related education, consultation, support, and enrollment assistance. Insurance eligibility and pricing are determined by insurance carriers and regulatory guidelines.

2. SMS/Text Messaging Terms

By providing your phone number, you consent to receive messages from us related to:

Appointment scheduling and confirmations
Insurance inquiries and follow-ups
Customer support communications
Messaging frequency varies
Message & data rates may apply
Reply STOP to opt out
Reply HELP for assistance

3. No Guarantees

We cannot guarantee:

Policy approval
Specific premium pricing
Enrollment eligibility outcomes

Final decisions are made by insurance carriers and/or government agencies where applicable.

4. Legal & Financial Disclaimer

We do not provide legal, tax, or investment advice. Any financial discussions are educational and should be reviewed with a qualified professional.

5. Limitation of Liability

We are not liable for:

Carrier decisions
Enrollment rejections
Technical messaging delays or interruptions

6. Contact Information